Sliding mortgage rates are pushing more current borrowers to refinance and also juicing demand for adjustable-rate loans.
source https://www.cnbc.com/2025/10/22/refinance-demand-is-81percent-higher-than-it-was-a-year-ago-thanks-to-falling-mortgage-rates.html
Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates
October 22, 2025
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Refinance demand is 81% higher than it was a year ago, thanks to falling mortgage rates
Housing Market