The intended purpose of a longer-term mortgage would be to lower the monthly payment for homeowners. But a lower monthly payment, has other trade-offs.
source https://www.cnbc.com/2025/11/10/trump-proposes-50-year-mortgage-but-homeowner-savings-could-be-minimal.html
Trump proposes 50-year mortgage, but some say homeowner savings would be minimal
November 10, 2025
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Trump proposes 50-year mortgage, but some say homeowner savings would be minimal
Housing Market