The denial rate in loan applications was 15.1% in 2024, up from 12.2% in 2021, a rise that occurred alongside surging mortgage rates, the St. Louis Fed found.
source https://www.cnbc.com/2026/06/04/higher-mortgage-rates-push-application-denial-rates-up.html
Higher mortgage rates don't just keep buyers on the sidelines. Application denials rise too
June 04, 2026
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Higher mortgage rates don't just keep buyers on the sidelines. Application denials rise too
Housing Market